ICICI Platinum Credit Card or ICICI Platinum Chip Credit Card is an ideal all-round credit card for first time credit card buyers.
It is a simple credit card for students, house wives, parents, and young professionals who just found a job.
If you apply for this credit card and somehow get rejected(which is highly unlikely), check with the ICICI Bank if you can deposit 30,000 or 50,000 in fixed deposit and get this credit card. They should agree to it. This is a great option for students and house wives.
Eligibility: All are eligible to apply. As long as you have a salary of 2 Lakhs or a fixed deposit of Rs.50,000 with ICICI Bank you can apply for this credit card.
Highlights of ICICI Platinum Credit Card:
- 2X PAYBACK points earned on every Rs.100 spent on retail purchases except fuel
- 1X PAYBACK point earned on every Rs.100 spent on utilities and insurance categories.
- 1% Fuel Surcharge Waived at HPCL pumps
- Minimum 15% savings on dining bills at participating restaurants across 12 major Indian Cities
Joining Fee: Rs.199 ( Waived on spending Rs.2000 or more in first 60 days)
Annual Fee: Rs.99 (Waived on spending Rs.50,000 or more annually)
ICICI Platinum Credit Card is an ideal credit card for first time credit card applicants.
Salaried employees or Self-employed with annual income of Rs.2Lakhs can apply.
Also students, house wives, or senior citizens with a savings account or a fixed deposit account of Rs.50,000 can apply for the ICICI Platinum credit card.