Best SBI Credit Card In India for Shopping, Travel & Dining (2018 Review)

Best SBI Credit Card In India for Shopping, Travel & Dining (2018 Review)

In this article you’ll find reviews on the Best SBI Credit Card in India for Shopping, Travel, Dining & Fuel etc.

SBI offers so many credit cards in so many flavors.  For someone who’s new to the credit card world, it is so confusing to choose the right SBI credit card.  It is very hard to decide which is the best SBI credit card.

With that in mind, we have prepared a list of best SBI Credit Card from each category – Grocery, Fuel, Travel, Luxury and reviewed them in detail.

You can fill the SBI Credit Card online application right here.

If you are a first time credit card buyer or someone who’s looking to own multiple credit cards for special purposes such as travel or fuel etc., you’ll find this review valuable.

Read the reviews and pick the SBI Credit Card you like !

 

SBI Simply Click Credit Card

Best SBI Credit Card for Online Shopping

SBI Simply Click Credit Card is the best credit card for Online Shopping, as the name suggests ( simply click).

You’ll get plenty of rewards for all your online transactions.

This credit card is good for first time credit card buyers.  Annual Fee is low.

This is a beginner’s credit card and not a special purpose (travel/leisure/fuel) credit card

Check Eligibility

Highlights of the SBI credit card:

  • Get Amazon gift card worth Rs.500 as joining gift
  • Earn 10X reward on shopping online: Amazon/BookMyShow/Cleartrip/Foodpanda
  • Earn 5X reward on all other online spends (pay your utilities and telephone/internet bills online)
  • e-voucher worth 1000 on annual spends of 1lac and Rs.2000 for spends above 2 Lacs
  • 1% fuel surcharge waived
  • Easy EMI option available at many retail outlets
  • Rewards can be redeemed by shopping at SBI rewards portal.

Fees:

Joining fee: Rs.499 ( one time fee)
Annual fee: Rs. 499 ( spend 1Lac and the annual fee will be waived)

Apply Here

 

SBI Simply Save Credit Card

Best SBI Credit Card for Shopping

SBI Simply Save Credit Cards is an all-purpose shopping credit card.  You can shop online and in stores and still earn reward points.

This credit card is ideal for first time credit card buyers.  Annual Fee is low.

This is a beginner’s credit card and not a special purpose (travel/leisure/fuel) credit card

Check Eligibility

Highlights of this SBI Credit Card:

  • 2000 bonus reward points on spends of Rs.2000 in first 60 days
  • 10X reward points earned per Rs.100 spends on Dining, Movie, Departmental Stores, and Grocery Stores
  • 1X reward points per Rs.100 spent on all other spends
  • 1% fuel surcharge waived at all petrol pumps
  • Annual fee waived when you spend Rs.90,000 using the card annually.
  • Easy EMI option available, convert card balance to a low interest rate EMI.
  • Use SBI Online Rewards Catalogue to choose your gifts for rewards points earned.

Fees:

Joining fee: Rs. 499 (one time fee)
Annual fee:  Rs. 499 ( spend Rs.90,000 and the fee will be waived)

Apply Here

 

BPCL SBI Credit Card

Best SBI Credit Card for Fueling

BPCL SBI Credit Card  is a fuel credit card primarily targeted towards car owners who pay a lot at the petrol pumps every month because they look to earn reward points and fuel surcharge waiver.

This is NOT a beginner’s credit card.  It is a special purpose credit card whose benefits are tuned primarily to attract car owners who buy bulk fuel (10 liters or more) for their vehicle.

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Highlights of this SBI Credit Card:

  • 2000 activation bonus worth Rs.500 provided as a welcome gift.
  • 13X reward points on every Rs.100 spent on fuel purchases
  • 5X rewards on every Rs.100 spent on movies, department stores, dining, and utility bills
  • 1X reward point on all other expenses
  • 1% fuel surcharge waiver

Fees:

Joining fee: Rs.499 (one-time fee)
Annual fee: Rs.499 ( waived on spends Rs.50,000 or more annually)

Apply Here

 

SBI ELITE Premium Lifestyle card

Best SBI Credit Card for Luxury & Travel

The is definitely an Elite class credit card. It belongs to the same segment as HDFC Regalia Credit Card.

This is not a regular credit card and definitely not for first time credit card buyers.  Even if you apply, there is a high chance that your application may be rejected.

The ELITE credit card from SBI is for people who love luxury and for those who travel a lot both domestically and internationally. It has a premium touch in every benefit the card provides.

The annual fees and joining fees are high. As a proud owner of this credit card, you know that you are paying for that extra luxury the credit card provides you where ever you go !

Check Eligibility

Highlights of this SBI Credit Card:

  • Welcome gift worth Rs.5000 on joining
  • Get Free movie tickets worth Rs.6000 every year
  • Earn upto 50,000 bonus reward points worth Rs.12,500 every year on card renewal.
  • Complimentary membership to Club Vistara and Trident Privilege program
  • Earn 10,000 reward points on spending 3 Lacs and 4 Lacs annually
  • 5X rewards on dining, department stores and grocery purchases
  • 2X rewards per Rs.100 on all other spendings
  • Complementary Domestic and International Airport Lounge Access.
  • Low foreign currency mark-up charges of 1.99% on international usage.

Fees:

Joining Fee Rs.4999
Annual Fee Rs.4999

Apply Here

 

Also read: Citibank Credit Cards India 2018 Reviews

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