Blogs

If you are a salaried employee in a high-tech company and you are dreaming of retiring by the age 58, I’m very sorry to wake you up and say that you should plan to retire by the age of 45. Here are the top 5 reasons why you should stop day-dreaming, accept the reality and … Read more5 Reasons Why You Should Plan to Retire from your IT Career by 45

Personal cash flow analysis should be the first step in any financial planning activity at home.  The result of your cash flow analysis should be used as the blueprint for making any financial decision in your family. It is very important that you do this exercise collectively as a family because this is a review … Read morePersonal Cash Flow Analysis

I always used to wonder how some people are rich while others are barely able to make their ends meet.  I read a lot and closely watched many financially successful people.  After all my research I came to the conclusion that financially successful people don’t generate income from their salary alone but from many other … Read moreTop 10 Side Business Ideas to Earn Money Without Leaving Your Job

Everyone loves to save tax in India.  Who doesn’t wants to? I always wondered how some rich people pay very less income tax compared to a common man in India. I decided to figure out how to save tax in India so that I can use them effectively to my benefit. Now, I’m sharing the … Read moreHow to Save Tax in India – 41 Ways to Save Tax

For someone who’s very new to the world of Credit Cards, it is very confusing to choose from the different types of credit card available in India today. There is a wide variety of credit cards available in different flavors in India today. 15 years back when I applied my first credit card with ICICI Bank … Read more6 Different Types of Credit Card

In this article, we’ll discuss everything you need to know about Credit Cards. I have been using Credit Cards from many different banks in India and around the world for almost 15 years. I’ll explain everything about Credit Card in simple words. What is a Credit Card: A Credit Card is actually a small loan … Read moreAll You Need to Know About Credit Cards

You may wonder “What is a credit card” “How is a credit card different from an ATM card or a Debit Card” “How to apply for a free credit card” You are not the only one who has this question.  After the recent demonetization in India, many people in India are looking for digital payment … Read moreWhat is a Credit Card

You are busy working in your office at 11am in the morning. “tring…tring.. tring.”  Your mobile phone rings. “Hello Sir, We are calling from XYZ bank and wanted to talk to you for few mins” “Yes, Please!” “Sir, we have increased your credit card limit from 2 Lacs to 6 Lacs based on your usage. … Read moreWhy You Should Never Increase Your Credit Card Limit